Privacy Policy

Welcome to NextGrowth Capital ("NextGrowth Capital", "we", "us", or "our").

NextGrowth Capital is a loan assistance and financial services platform that helps individuals and businesses explore and identify loan products that may be suitable for their requirements. We work with banks, Non-Banking Financial Companies (NBFCs), lending institutions and other financial service partners.

We do not necessarily provide loans directly. Depending on the product and transaction, we may facilitate your enquiry and share relevant information with our lending or financial partners so that they can assess your requirements and contact you regarding suitable financial products.

By using our website, submitting an enquiry, or providing your information to us, you acknowledge that you have read and understood this Privacy Policy.

We may collect information that you voluntarily provide to us when you submit a loan enquiry, contact us, request a callback, or otherwise interact with our website.

Personal Information

• Full name
• Mobile number
• Email address
• City or location
• Employment or professional information
• Income-related information
• Loan requirement and preferred loan type
• Other information you voluntarily provide

Technical Information

When you visit our website, certain technical information may be collected automatically, including:

• IP address
• Browser type
• Device type
• Operating system
• Pages visited
• Referring website
• Date and time of visits
• Website interaction information

We may use the information collected from you for the following purposes:

• To understand your loan requirements and preferences.
• To identify loan products or financial solutions that may be suitable for you.
• To connect you with relevant banks, NBFCs, lenders or financial service providers.
• To allow our partners to contact you regarding your loan enquiry.
• To respond to your questions and requests.
• To provide customer support.
• To improve our website, services and customer experience.
• To prevent fraud, misuse, unauthorized activity or security incidents.
• To comply with applicable legal and regulatory requirements.

One of the primary purposes of NextGrowth Capital is to help customers discover loan products offered by banks, NBFCs and other financial institutions.

When you submit a loan enquiry, you authorize us to share the information you provide with relevant lending partners where reasonably necessary to process, evaluate or respond to your enquiry.

Depending on your requirements, information may be shared with one or more of the following categories of recipients:

• Banks
• NBFCs
• Financial institutions
• Loan providers
• Financial service partners
• Authorized service providers

These organizations may independently collect additional information from you and may have their own privacy policies and terms. We recommend reviewing the privacy policy and terms of any financial institution you choose to engage with.

By submitting a loan enquiry through our website, you consent to NextGrowth Capital and its relevant partners contacting you regarding your enquiry and potentially presenting loan or financial product options.

Depending on the information you provide and the services requested, communication may take place through:

• Phone calls
• SMS
• Email
• WhatsApp or other messaging services
• Other lawful communication channels

You may request that we stop contacting you for marketing purposes by contacting us using the details provided below.

Our website may use cookies, pixels, analytics tools and similar technologies to improve website functionality, understand website usage and measure marketing performance.

These technologies may help us understand how visitors interact with our website and may also help us evaluate the effectiveness of advertising campaigns.

You may be able to control or disable cookies through your browser settings. Disabling certain cookies may affect some website functionality.

If you provide your contact details and consent to be contacted, NextGrowth Capital or relevant partners may contact you about loan products, financial services, eligibility, offers or your submitted enquiry.

You may opt out of promotional communications at any time by contacting us or using an available unsubscribe option included in the communication.

We take reasonable technical and organizational measures to protect personal information against unauthorized access, alteration, disclosure, misuse or destruction.

However, no method of transmitting information over the internet or storing electronic information can be guaranteed to be completely secure. Therefore, we cannot guarantee absolute security of your information.

We may retain your personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, provide our services, maintain business records, resolve disputes, prevent fraud, and comply with applicable legal, regulatory or contractual requirements.

Our website may contain links, forms, advertisements or integrations provided by third parties, including banks, NBFCs, financial institutions, analytics providers and other service providers.

We are not responsible for the privacy practices, content, security or policies of third-party websites or services. Your interactions with those third parties may be governed by their respective terms and privacy policies.

Our services are intended for adults who are legally capable of entering into financial transactions. We do not knowingly collect personal information from children.

If you believe that a child has provided personal information to us, please contact us so that we can take appropriate steps.

Subject to applicable law, you may have rights regarding your personal information, including the ability to:

• Request information about the personal data we hold about you.
• Request correction of inaccurate information.
• Request deletion of information where legally applicable.
• Withdraw consent for certain processing activities.
• Opt out of marketing communications.

To exercise any applicable rights, please contact us using the contact information below.

We may update this Privacy Policy from time to time to reflect changes in our services, business practices, technology or applicable laws and regulations.

Any updated version will be published on this page with a revised "Last Updated" date. We encourage you to review this page periodically.

NextGrowth Capital is a loan assistance and financial facilitation platform. The availability, eligibility, interest rate, fees, tenure, loan amount and approval of any loan are determined by the respective bank, NBFC or financial institution.

Submitting an enquiry does not guarantee loan approval or sanction.

Each lending institution may conduct its own eligibility assessment, verification, credit assessment and due diligence before making a lending decision.

If you have questions, concerns, requests or complaints regarding this Privacy Policy or the handling of your personal information, you can contact NextGrowth Capital.